Planning for your retirement

There is a lot more to retirement than just having a pension plan and, as you get closer to this key stage in your life, the decisions you make will have a material impact on your future. We are all living much longer and, unfortunately, saving less money for retirement than ever before. Pensions have become more complicated – and time to plan is scarce.  We can help you understand your options, how to address your income needs in retirement and how much wealth you will need to support it.

As well as the traditional options, there are a variety of new ways you can access your pension fund including:

  • Investment linked annuities
  • Impaired life annuities
  • Fixed income drawdown
  • Flexible income drawdown
  • Offshore pensions