Building a business can be hard work. And protecting all of that hard work is important. Working with you, we can provide a shortfall analysis to ensure you understand the gaps in your personal and business protection needs and offer you the opportunity to fill these gaps for your peace of mind and offer security for you and your business.
As independent advisers, we are able to look across the life insurance market to secure not only a competitive premium but a policy with an established provider with significant financial strength and a good claims history.
The benefits of such business protection policies include:
- A lump sum for your business if a key employee died or suffered a serious illness to either compensate for loss of profits or help fund a replacement
- A lump sum for you if a fellow shareholder died or suffered a serious illness to provide a fund to purchase their shares